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We know there are many options available to you and there are many factors which can affect the type of coverage that is best for your personal needs. These factors can also affect the cost of your auto insurance. Our licensed and professional personnel are trained to offer you exceptional service and help you get the best cost for the coverage you need
Type of Coverages
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Bodily Injury/Property Damage Covers damage that you may cause to other people’s property or bodies in an accident. Minimum limits allowed by the state to satisfy financial responsibility requirements are $15,000 per person (bodily injury), $30,000 per accident (bodily injury), $5,000 property damage.
Sold in increments of thousands. $1,000 (minimum) to $25,000. Covers medical expenses incurred by you and your passengers in an auto accident. Not meant for major medical.
Minimum coverage allowed is $15,000 per person/$30,000 per accident. It is usually sold in the same limits as liability. It protects you medically in the event of an accident with an uninsured motorist which results in injury to you. You can collect from your own company. This is particularly important in the case of a hit and run driver. You may claim on this coverage if you are injured by an uninsured motorist while driving, while riding a bicycle, or walking.
When going out of town or on vacation, you want your family to feel safe and secure which is why you can rely on Ruby’s Insurance to provide that for you and your family. We will find the right company that best fits your needs at an affordable rate.
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