How to Report a Claim

• Stay calm

• Make sure you are safe from any oncoming traffic

• Make sure no one is hurt

• Assess whether you need to pull your car out of traffic for your safety and/or the safety of your passengers

• If you have a camera or cell phone camera, take pictures of the accident site and damage for your records. (Be sensitive to priorities – people first, documentation second)

• Exchange insurance information with the other driver. (Be sure to include the drivers’ names, phone numbers, license plates, and descriptions of the vehicles involved)

• Get the names and phone numbers of witnesses before they leave the scene.

​

   **Do not admit fault or assess blame; it’s very human to feel at fault after an accident, even if 

       you are not legally at fault!